Merchant Account Services

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Seasonal Merchant Accounts

First let us define a seasonal business. A seasonal business is only open for a specified period each year. This period is consistent and does not change from year to year. For example, a Christmas decoration store will be open every year from October through December. They will not be open for business from January through September.

Typical seasonal businesses include:

  • Landscapers
  • Fireworks sales
  • Christmas/Holiday-based
  • Some trade show merchants

With a seasonal merchant account seasonal businesses can have their merchant accounts closed for the months each year during which their business will be closed. During this period of time their will incur no merchant account related fees including their monthly service charge. Typically a seasonal business will indicate they wish to be considered seasonal during the application process and list the months they plan to be open. An important thing to remember is that having a seasonal merchant account does not mean you can open and close your merchant account at random times.

Having a seasonal merchant account should not cost you anything and is widely supported by most merchant account providers.

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One Response to “Seasonal Merchant Accounts”

  1. Sherry Barbour

    We have 16 locations that are open for 15 days in summer and 5 days in winter.
    We have merchant services at our local bank but are being eat up with monthly fees

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