Merchant Services Glossary - Letter H
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- Hard Copy
- Data in paper form.
- Help Desk
- Services provided to the merchant by an acquirer, sometimes through a third party processor. The help desk responds to terminal problems, provides repair or replacement, and assists the merchant with questions about the point-of-sale equipment or authorization procedure.
- Highly Suspect Merchant
- A merchant location where an unusually high number of suspect transactions have occurred in proportion to the merchant’s total transaction volume.
- Hologram
- A laser-created photograph that creates a three-dimensional image that is used as an anti-counterfeiting measure on bankcards.
- Honor
- A regional debit network.
- Host
- A computer or CPU used to process transactions.
- Host Based
- Software protocol. The sales are stored at the Host.
- Hot Card
- A card account on which excessive use in occurring, often an indication that the card (or account number) has been stolen.
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